JDP Capital Finance Pty Ltd ACN: 695 121 567
Last Updated: 13/04/2026
1. Purpose and Scope
JDP Capital Finance Pty Ltd (“we”, “us”, “our”) is committed to protecting the privacy and confidentiality of personal information in accordance with the Privacy Act 1988 (Cth), including the Australian Privacy Principles (APPs), and, where applicable, Part IIIA of the Act relating to credit reporting.This Privacy Policy explains how we collect, hold, use, disclose, and otherwise manage personal information when you:
- Visit our website
- Make an enquiry
- Engage our finance and mortgage broking services
- Interact with us in any capacity
2. What is Personal Information?
“Personal information” means information or an opinion about an identified individual, or an individual who is reasonably identifiable, whether true or not and whether recorded in a material form or not.“Credit-related information” has the meaning given in the Privacy Act and includes information used to assess eligibility for consumer credit.
3. Types of Information We Collect
We collect information that is reasonably necessary for our business functions and activities as a finance broking firm.
3.1 Personal Information
- Full name, date of birth, and contact details
- Residential and postal address
- Employment and occupation details
3.2 Identification Information
- Driver’s licence, passport, or other government-issued identification
- Electronic verification data
3.3 Financial and Credit Information
- Income, expenses, and financial position
- Bank account details and transaction history
- Assets and liabilities
- Credit history and repayment behaviour
- Credit scores and reports
3.4 Sensitive Information (where required)
We will only collect sensitive information (e.g. health information) where:
- It is reasonably necessary for our services; and
- You have provided your consent
3.5 Business Information
For commercial or corporate clients:
- Company name, ABN/ACN
- Financial statements
- Director and shareholder information
3.6 Website and Technical Data
- IP address and device identifiers
- Browser type and operating system
- Website usage and interaction data
4. How We Collect Personal Information
We collect personal information through lawful and fair means, including:
4.1 Direct Collection
- Application forms and fact finds
- Meetings, phone calls, and emails
- Website submissions and online tools
4.2 Indirect Collection
From third parties (with your consent or where permitted by law), including:
- Credit reporting bodies
- Lenders and financial institutions
- Referrers, introducers, and professional advisers
- Public registers and databases
4.3 Automated Collection
Through cookies, analytics tools, and website tracking technologies.
5. Purposes of Collection, Use and Disclosure
We collect, hold, use, and disclose personal information for the following purposes:
- Providing credit assistance and finance broking services
- Assessing your eligibility for finance products
- Submitting applications to lenders and managing the loan process
- Verifying identity and complying with anti-money laundering and counter-terrorism financing obligations
- Managing our relationship with you
- Communicating updates, service information, and relevant offers
- Improving our services, systems, and customer experience
- Meeting legal, regulatory, and compliance requirements
We will not use or disclose your personal information for a purpose other than the primary purpose of collection unless permitted by law or with your consent.
6. Disclosure of Personal Information
We may disclose your personal information to:
- Authorised deposit-taking institutions, non-bank lenders, and credit providers
- Aggregators and loan processing platforms
- Credit reporting bodies and other credit providers
- Mortgage insurers
- Valuers, solicitors, conveyancers, and settlement agents
- Government agencies and regulators (e.g. ASIC, AUSTRAC)
- External service providers (including IT, cloud storage, and document management providers)
We take reasonable steps to ensure that third parties handle your personal information in accordance with privacy laws.
7. Credit Reporting Policy
We may collect, use, and disclose credit-related information in accordance with Part IIIA of the Privacy Act.This may include exchanging information with credit reporting bodies such as:
- Identification details
- Credit applications and enquiries
- Repayment history information
- Defaults and serious credit infringements
You have the right to:
- Request access to your credit information
- Request correction of inaccurate information
- Request that your credit reporting information not be used for pre-screening (direct marketing)
- Request a ban period if you believe you are a victim of fraud
8. Overseas Disclosure
Some of our service providers (e.g. cloud storage or CRM platforms) may be located overseas. Where personal information is disclosed overseas, we take reasonable steps to ensure that the recipient complies with the Australian Privacy Principles or is subject to substantially similar privacy laws.
9. Data Security and Retention
We take reasonable steps to protect personal information from misuse, interference, loss, unauthorised access, modification, or disclosure.These measures include:
- Secure electronic systems and encryption
- Access restrictions and authentication controls
- Staff training and confidentiality obligations
- Secure document storage and disposal practices
We retain personal information only for as long as necessary to fulfil the purposes outlined in this policy or as required by law.
10. Access and Correction
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate, incomplete, or outdated information
Requests can be made using the contact details below. We will respond within a reasonable timeframe.
11. Direct Marketing
We may use your personal information to send you marketing communications about our products and services.You may opt out at any time by:
- Clicking the unsubscribe link in communications
- Contacting us directly
We will not send marketing communications where prohibited by law.
12. Cookies and Website Analytics
Our website uses cookies and similar technologies to:
- Improve functionality and user experience
- Analyse website traffic and usage
- Support marketing and remarketing activities
You can manage or disable cookies through your browser settings.
13. Complaints and Dispute Resolution
If you have a complaint about how we handle your personal information, you may contact us using the details below.We will:
- Acknowledge your complaint promptly
- Investigate the matter
- Provide a response within a reasonable timeframe
If you are not satisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC).
14. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in legal or operational requirements. The current version will always be available on our website.
15. Contact Details
16. Consent
By using our website or engaging our services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your personal information as described.
